Equity One Franchisors
Key figures
| Initial franchise fee | $10,000 |
| Total investment (Item 7) | $32,600 – $70,000 |
| Royalty (Item 6) | 15% of gross sales |
| Headquarters state | MO |
| Legal name (Item 1) | Equity One Franchisors, LLC |
| FDD issuance date | 2025-04-17 |
| Franchised units (Item 20) | 167 (Item 20, p.38) |
| Brand website | https://www.ggiausa.com |
About Equity One Franchisors
GLOBAL is in the business of selling franchises specializing in the sale of various forms of insurance (including property, casualty, life, health, dental, disability, long term care, supplemental benefits, and 401(k) insurance), operating under the System and Marks as described in the Franchise… TERRITORY (Item 12): territory is NOT exclusive - the FDD states you will not receive an exclusive territory.
Due diligence dossier
Every figure below is as disclosed in this brand's own FDD, with its FDD citation. FranchiseKI adds no analysis and estimates nothing.
Unit history (Item 20)
| Year | Franchised | Company-owned | Total |
|---|---|---|---|
| 2021 | 167 | 1 | 168 |
| 2022 | 167 | 1 | 168 |
| 2023 | 167 | 1 | 168 |
Source: Item 20, p.38 of the brand's FDD.
Risk & history facts
| Closures in the last 3 years | 39 (Item 20, p.41 of the FDD) |
| Transfers in the last 3 years | 11 (Item 20, p.39 of the FDD) |
| Litigation matters disclosed (Item 3) | 0 (Item 3, p.11 of the FDD) |
| Bankruptcy (Item 4) | No bankruptcy disclosed (Item 4) (Item 4, p.12 of the FDD) |
Litigation summary (Item 3): Two disclosed matters: a March 2020 franchisee suit by Berman Insurance Group and Wasseem Beydoun alleging Michigan franchise-law, contract, tort, defamation, and fraud claims, settled April 17, 2020 with termination and payment of certain earned commissions; and an August 2022 franchisor action against Priestman Group, individuals, and the SBA to release an SBA lien, later removed to federal court. (Item 3, p.11-12 of the FDD)
Ownership & operations
| Owner-operator required | Yes (Item 15, p.33 of the FDD) |
| Absentee ownership allowed | Yes (Item 15, p.33 of the FDD) |
| Typical time to open | 3 months (Item 11, p.24 of the FDD) |
Territory description (Item 12): The franchisee may operate one agency at an approved site and does not receive an exclusive territory. The franchisee, GLOBAL, affiliates, and other franchisees may solicit anywhere they are licensed and approved by Providers. (Item 12, p.29-30 of the FDD)
Training: The initial training program will be furnished at such time and place as GLOBAL may designate for a period of approximately 3-5 days. (Item 11, p.24 of the FDD)
Ongoing support:
- Additional guidance and assistance on request, for which a fee may be charged
- Access to approved Providers
- Administration and allocation of attributed revenues
- Authorization and assistance with Agency Software at franchisee expense
- Pro rata Bonus Program amount if the franchisee participates
- Loan of the Confidential Operations Manual
- Participation in the E&O and BOP programs at franchisee cost
- Directory or media listing requirements as GLOBAL determines
Source: Item 11, p.24-27 of the brand's FDD.
Company facts
| Headquarters | Chesterfield, MO (Item 1, p.9 of the FDD) |
| Initial term | 10 years (Item 17, p.34 of the FDD) |
| Renewal term | 10 years (Item 17, p.34 of the FDD) |
| Company-owned units | 1 (Item 20, p.38 of the FDD) |
Questions to ask the franchisor
Generated from what this brand's FDD data does not disclose — ask Equity One Franchisors directly:
- What liquid capital does the franchisor require of a new franchisee? It is not disclosed in the FDD data we hold for this brand.
- What minimum net worth does the franchisor require? It is not disclosed in the FDD data we hold for this brand.
- Does the franchisor make financial performance representations (Item 19)? If it does, ask for the average unit revenue. Ask for the median too. This FDD makes none that we could extract.
Territory — what the FDD says (Item 12)
Under this brand's Item 12 rule, you do not receive an exclusive territory. The franchisor may sell additional franchises in the same area. It may also operate company units there. Or it may sell through other channels. No area is reserved for you. No area is closed to you by another franchisee's exclusivity either. Placement is the franchisor's decision.
The FDD's own words (Item 12): “territory is NOT exclusive - the FDD states you will not receive an exclusive territory.”
Availability
Because this brand grants no exclusive territory, there are no territory-based exclusions: no area is reserved for an existing franchisee, and no area is reserved for you. Whether a new unit is placed anywhere is the franchisor's decision under Item 12.
Next steps with Equity One Franchisors
Put Equity One Franchisors on a shortlist. Compare it side by side with two other brands. Check it against your budget in the PerfectFit Quiz. Or talk it through with a vetted consultant. That conversation is free to buyers; call (385) 475-5319. Only the franchisor can confirm current terms. Only the franchisor can confirm territory availability.