BRIGHTWAY INSURANCE
Key figures
| Initial franchise fee | $25,000 |
| Total investment (Item 7) | $43,425 – $186,900 |
| Royalty (Item 6) | 20% of gross sales |
| Headquarters state | MO |
| Legal name (Item 1) | BRIGHTWAY INSURANCE, LLC |
| FDD issuance date | 2025-04-18 |
| Franchised units (Item 20) | 351 (Item 20, p.61) |
| Brand website | https://www.brightway.com |
About BRIGHTWAY INSURANCE
TERRITORY (Item 12): territory is NOT exclusive - the FDD states you will not receive an exclusive territory. In certain states, we may also do business as “Brightway Insurance Agency.” We do not do business under any name other than our limited liability company name and the names “Brightway
Due diligence dossier
Every figure below is as disclosed in this brand's own FDD, with its FDD citation. FranchiseKI adds no analysis and estimates nothing.
Unit history (Item 20)
| Year | Franchised | Company-owned | Total |
|---|---|---|---|
| 2023 | 333 | 2 | 335 |
| 2024 | 337 | 3 | 340 |
| 2025 | 351 | 3 | 354 |
Source: Item 20, p.61 of the brand's FDD.
Risk & history facts
| Closures in the last 3 years | 189 (Item 20, p.65 of the FDD) |
| Transfers in the last 3 years | 12 (Item 20, p.61 of the FDD) |
| Litigation matters disclosed (Item 3) | 1 (Item 3, p.12 of the FDD) |
| Bankruptcy (Item 4) | No bankruptcy disclosed (Item 4) (Item 4, p.12 of the FDD) |
Litigation summary (Item 3): A January 2026 Texas suit by former GlobalGreen franchisees (Dishon parties) alleges breach, fraud, DTPA violations, tortious interference, and defamation after noncompete enforcement. A related mandamus was partly granted on April 2, 2026, directing dismissal for a Missouri forum. (Item 3, p.12-13 of the FDD)
Ownership & operations
| Owner-operator required | No (Item 15, p.48 of the FDD) |
| Absentee ownership allowed | Yes (Item 15, p.47-48 of the FDD) |
Territory description (Item 12): You may operate only at an approved premises and will not receive an exclusive territory. Other franchisees, company-owned outlets, and other channels may compete in the same area, and in-state solicitation of new customers is not territorially restricted. (Item 12, p.42-43 of the FDD)
Training: If your Principal ceases managing the Brightway Location for any reason, you must designate a qualified replacement Principal who must complete our full training requirements within 30 days. (Item 11, p.30 of the FDD)
Ongoing support:
- Periodic assistance in local advertising and marketing
- Periodic individual or group business consulting in operating a Brightway Location
- Advice concerning operations of a Brightway Location
- Advice and guidance on new methods, the Manual, management and promotional materials, advertising formats, and the Licensed Marks
Source: Item 11, p.35 of the brand's FDD.
Company facts
| Headquarters | Jacksonville, MO (Item 1, p.7 of the FDD) |
| Years in business | 23 (Item 1, p.7 of the FDD) |
| Years franchising | 18 (Item 1, p.7 of the FDD) |
| Parent company | Brightway Holdings, LLC (Item 1, p.8 of the FDD) |
| Initial term | 5 years (Item 17, p.49 of the FDD) |
| Renewal term | 5 years (Item 17, p.45 of the FDD) |
| Veteran discount | Offered (Item 5, p.12 of the FDD) |
| Company-owned units | 3 (Item 20, p.58 of the FDD) |
Questions to ask the franchisor
Generated from what this brand's FDD data does not disclose — ask BRIGHTWAY INSURANCE directly:
- What liquid capital does the franchisor require of a new franchisee? It is not disclosed in the FDD data we hold for this brand.
- What minimum net worth does the franchisor require? It is not disclosed in the FDD data we hold for this brand.
Territory — what the FDD says (Item 12)
Under this brand's Item 12 rule, you do not receive an exclusive territory. The franchisor may sell additional franchises in the same area. It may also operate company units there. Or it may sell through other channels. No area is reserved for you. No area is closed to you by another franchisee's exclusivity either. Placement is the franchisor's decision.
The FDD's own words (Item 12): “territory is NOT exclusive - the FDD states you will not receive an exclusive territory. In certain states, we may also do business as “Brightway Insurance Agency.” We do not do business under any name other than our limited liability company name and the names “Brightway”
Availability
Because this brand grants no exclusive territory, there are no territory-based exclusions: no area is reserved for an existing franchisee, and no area is reserved for you. Whether a new unit is placed anywhere is the franchisor's decision under Item 12.
Next steps with BRIGHTWAY INSURANCE
Put BRIGHTWAY INSURANCE on a shortlist. Compare it side by side with two other brands. Check it against your budget in the PerfectFit Quiz. Or talk it through with a vetted consultant. That conversation is free to buyers; call (385) 475-5319. Only the franchisor can confirm current terms. Only the franchisor can confirm territory availability.